Insuring Axopar Boats
motorboats and sports boats · Finland
Axopar builds motorboats and sports boats in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
7 bis 13 m
Premium from
from €49 a year for liability
Worth knowing
Axopar Boats; cover, cost and conditions
Axopar of Finland has been building boats with a distinctive stepped hull and outboard propulsion since 2014, fast, seaworthy and, within a few years, very widespread in northern Europe. The combination of high speed and outboard determines what matters in the policy.
On Axopar boats the engine output is what drives the premium, often with twin engines. Both engines must be listed in the policy with their output and serial number; in the event of theft this entry decides whether only the hull or the propulsion as well is covered. Theft of outboards is the most frequent type of claim for this class of boat in Baltic harbours; for a fitted tracker we grant a ten percent discount on the hull insurance.
On fast boats full hull cover is not an option but the basis. Grounding at cruising speed, an impact against floating debris, a collision in a narrow fairway: all cases that only all-risks cover carries. Limited hull cover knows fire, storm, lightning, earthquake and theft of the entire boat, none of these cases.
Questions and answers
Frequent questions
Do both outboards have to be listed in the policy?
Yes, each one with its output and serial number. Without these details the hull insurance covers only the hull in the event of theft.
Is limited hull cover enough for a fast boat?
No. Grounding, collision and an impact against floating debris are carried only by full hull cover as all-risks cover, and those are precisely the typical losses at cruising speed.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Axopar, with value and cover
Axopar 22 Spyder / T-Top is a motorboat from Axopar (Finland), built since 2021, and today changes hands at between €90,000 and €180,000.
Axopar 25 Cross Top is a motorboat from Axopar (Finland), built since 2022, and today changes hands at between €130,000 and €240,000.
Axopar 29 Sun Top / Cross Cabin is a motorboat from Axopar (Finland), built since 2022, and today changes hands at between €160,000 and €320,000.
Axopar 45 XC / Cross Cabin is a motor yacht from Axopar (Finland), built since 2023, and today changes hands at between €480,000 and €850,000.
Axopar 28 is a motorboat from Axopar (Finland), built since 2014, and today changes hands at between €85,000 and €260,000.
Axopar 37 is a motor yacht from Axopar (Finland), built since 2016, and today changes hands at between €180,000 and €690,000.
Axopar 22 / 25 Cross Cabin is a motorboat from Axopar (Finland), built since 2020, and today changes hands at between €95,000 and €215,000.
Axopar 29 / 37 Sun Top und XC is a motorboat from Axopar (Finland), built since 2014, and today changes hands at between €195,000 and €520,000.
Axopar 45 Cross Cabin is a motor yacht from Axopar (Finland), built since 2022, and today changes hands at between €620,000 and €880,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Axopar insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
