Insuring Baja Marine
motorboats and sports boats · the USA
Baja Marine builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
7 bis 12 m
Premium from
from €49 a year for liability
Worth knowing
Baja Marine; cover, cost and conditions
The sports boats and offshore models from Baja Marine in the USA were built between 1990 and 2015, and since then they have been changing hands on the used market. It is precisely with a boat that is no longer in production that the agreed value of the full hull cover proves its worth: the agreed sum is binding in the event of a claim, compensation is paid with no deduction for depreciation (new for old), and in the Premium tariff there is no age limit.
Once production has ended, parts become scarce, which drives up repair costs and makes a realistic sum insured all the more important. The model range went from seven to twelve metres; our own portfolio already includes a 232, a 25 Outlaw, a 30 Outlaw, a Force 250 and an H2X. So check regularly whether the agreed value still matches the replacement value.
What counts for the premium is not the name Baja, but the type of boat, the value, the year of construction, the engine output and the cruising range. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and the hull cover applies with no time window and no night clause, including in winter storage, during craning and while in transit.
Questions and answers
Frequent questions
Baja Marine has not built boats since 2015. What does that mean for my hull insurance?
Parts become scarce and repairs more expensive. With the agreed value, the value of your boat is set out bindingly, compensation is paid with no deduction for depreciation (new for old), and in the Premium tariff there is no age limit for the year of construction.
Is an Outlaw rated differently because it is designed as an offshore model?
The brand itself does not affect the premium. What matters is the type of boat, the value, the year of construction, the engine output and the cruising range. A 25 Outlaw and a 30 Outlaw are already insured in our own portfolio.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Baja Marine, with value and cover
Baja 242 / 278 Islander is a motorboat from Baja Marine (the USA), built from 1990 to 2015, and today changes hands at between €25,000 and €90,000.
Baja 302 / 405 Outlaw is a motor yacht from Baja Marine (the USA), built from 1995 to 2015, and today changes hands at between €60,000 and €220,000.
Baja 232 / Force 250 is a motorboat from Baja Marine (the USA), built from 1990 to 2010, and today changes hands at between €10,000 and €34,000.
Baja Outlaw 25 / 30 is a motorboat from Baja Marine (the USA), built from 1995 to 2015, and today changes hands at between €18,000 and €62,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Baja Marine insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
