Insuring Crescent Boats
dinghies and small craft · Sweden
Crescent builds dinghies and small craft in Sweden. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Sweden
Class
dinghies and small craft
Typical sizes
4 bis 6 m
Premium from
from €49 a year for liability
Worth knowing
Crescent Boats; cover, cost and conditions
Crescent built GRP boats in Sweden for angling and leisure use, and the fleet in circulation today consists mainly of used boats from the eighties and nineties. With boats of this age the question of condition matters more than any question of premium: the age of the laminate, moisture in the core, the condition of the through-hull fittings and of the transom.
On older angling boats the transom is the critical point. That is where the outboard sits, where every load takes effect, and where water penetrates the wooden core once the sealing gives way. A soft transom is material fatigue and is not covered; the consequential damage, a motor tearing off, water ingress, is. Check the transom when buying by tapping and applying pressure, any layperson can spot it.
For the policy, with a boat value in the low four figures, the following applies: third-party liability is the product. It costs around forty euros a year and covers the only loss that exceeds the size of the boat. Hull insurance is worthwhile if a newer outboard is fitted, as it is then usually worth more than the boat.
Questions and answers
Frequent questions
Is a soft transom covered?
No, that is material fatigue. The consequential damage, a motor tearing off, water ingress, is covered under full hull cover.
Is hull insurance worthwhile?
If a newer outboard is fitted, yes, as it is then often worth more than the boat. With an old motor, third-party liability is the sensible product.
The cover that fits
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Crescent, with value and cover
Crescent 350 / 400 is a fishing boat from Crescent, built from 1975 to 2010, and today changes hands at between €2,000 and €8,000.
Crescent 620 / 685 is a fishing boat from Crescent, built from 1985 to 2015, and today changes hands at between €12,000 and €35,000.
Crescent 440 / 465 is a fishing boat from Crescent, built from 1975 to 2010, and today changes hands at between €3,000 and €12,000.
Crescent 500 / 550 is a fishing boat from Crescent, built from 1980 to 2015, and today changes hands at between €6,000 and €25,000.
Crescent 434 / 480 Gemini / 490 Sport is a motorboat from Crescent, built from 1985 to 2010, and today changes hands at between €4,000 and €16,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Crescent insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
