Insuring Hanse Yachts
sailing boats and sailing yachts · Germany
Hanse builds sailing boats and sailing yachts in Germany. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
sailing boats and sailing yachts
Typical sizes
9 bis 17 m
Premium from
from €39 a year for liability
Worth knowing
Hanse Yachts; cover, cost and conditions
Hanse Yachts from Greifswald builds sailing yachts from about nine to twenty metres and, after Bavaria, is the second large German series yard. Characteristic is the self-tacking jib, convenient in sailing practice, inconspicuous in insurance terms. Decisive for your contract is the sail area, not the auxiliary engine.
Because Hanse yachts mostly sail in the Baltic Sea and in the Mediterranean, the cruising range is the point that should be clarified before the first trip. From Greifswald to Bornholm is a different sailing area than from Greifswald to Croatia. The extension costs little and does not apply retroactively. For the countries where it is compulsory we automatically provide the international certificate of insurance in the customer account four weeks before it falls due.
With sailing yachts of this size, rig damage is the expensive case, and the question is always the same: wear or event? Rig, mast and sails are covered under full hull cover, wear never is. Anyone who has the standing rigging replaced at the manufacturer's interval and keeps the receipts is in the better position in the event of a claim, it is the most frequent point of dispute with sailing yachts of all.
Questions and answers
Frequent questions
How is the premium for a Hanse calculated?
By sail area, value, year of construction and cruising range. With sailing yachts the auxiliary engine plays no significant part for third-party liability.
Is a dismasting insured?
Under full hull cover yes, if an event was the cause, for example a gust or a collision. Material failure through wear is excluded; that is why maintenance receipts for the standing rigging are valuable.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Hanse, with value and cover
Hanse 291 / 311 (classic) is a sailing boat from Hanse (Germany), built from 1993 to 2002, and today changes hands at between €18,000 and €45,000.
Hanse 320 / 350 (ältere Reihe) is a sailing yacht from Hanse (Germany), built from 2006 to 2014, and today changes hands at between €45,000 and €120,000.
Hanse 301 / 341 / 371 is a sailing yacht from Hanse (Germany), built from 2002 to 2016, and today changes hands at between €38,000 and €135,000.
Hanse 315 / 348 is a sailing yacht from Hanse (Germany), built since 2005, and today changes hands at between €55,000 and €190,000.
Hanse 400 / 430 is a sailing yacht from Hanse (Germany), built from 2005 to 2016, and today changes hands at between €95,000 and €215,000.
Hanse 388 / 418 is a sailing yacht from Hanse (Germany), built since 2008, and today changes hands at between €85,000 and €310,000.
Hanse 458 / 508 is a sailing yacht from Hanse (Germany), built since 2012, and today changes hands at between €150,000 and €520,000.
Hanse 531 / 588 / 675 is a sailing yacht from Hanse (Germany), built since 2015, and today changes hands at between €420,000 and €1,400,000.
Hanse 460 / 510 is a sailing yacht from Hanse (Germany), built since 2020, and today changes hands at between €320,000 and €690,000.
Hanse 315 / 348 / 360 is a sailing yacht from Hanse (Germany), built since 2015, and today changes hands at between €145,000 and €265,000.
Hanse 410 / 460 is a sailing yacht from Hanse (Germany), built since 2018, and today changes hands at between €320,000 and €520,000.
Hanse 510 / 590 / 675 is a sailing yacht from Hanse (Germany), built since 2015, and today changes hands at between €680,000 and €1,600,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Hanse insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
