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Insuring Dinghies and keel one-designs
dinghies and small craft · Germany
Dinghies and keel one-designs builds dinghies and small craft in Germany. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
3 bis 5 m
Premium from
from €39 a year for liability
Worth knowing
Dinghies and keel one-designs; cover, cost and conditions
The German dinghy and keelboat classes, Pirat, Zugvogel, O-Jolle, Korsar and the Kielzugvogel, form a fleet that ranges from pre-war wooden boats to current GRP hulls and is actively sailed on inland lakes and the Baltic. What they have in common is that they are classes with a measurement certificate: what may be altered on the boat is laid down.
For a repair, class conformity therefore counts. Hull damage must be repaired so that weight and shape stay within the class tolerance, otherwise the boat loses its eligibility to race, and with it a considerable part of its value. When reporting a claim, state that it is a class boat; we will then put you in touch with a yard that knows the rules.
For well kept examples the value of these boats is higher than the age suggests. The market is narrow, the classes are active, and a restored wooden hull carries the value of the work, not of the material. Have it established by a surveyor and set it as an agreed value; without it the figure would be written down by age, and the result would have nothing to do with the replacement value.
Questions and answers
Frequent questions
Does the repair have to conform to the class rules?
For boats requiring a measurement certificate, yes, otherwise the boat loses its eligibility to race. When reporting a claim, state that it is a class boat.
How do I establish the value of a wooden boat?
By a surveyor, as an agreed value. The value lies in the restoration work; a scale of values based on age would not match the replacement value.
The cover that fits
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
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motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
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Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Jollen und Kielzugvögel, with value and cover
Laser / ILCA is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1971, and today changes hands at between €2,000 and €9,000.
420er / 470er is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1960, and today changes hands at between €3,000 and €18,000.
Optimist is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1960, and today changes hands at between €1,000 and €5,000.
Pirat / Korsar is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1938, and today changes hands at between €3,000 and €16,000.
Zugvogel / Conger is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1950, and today changes hands at between €3,000 and €14,000.
505er / Contender is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1954, and today changes hands at between €4,000 and €22,000.
Zugvogel, Pirat, 420er, Laser, Optimist is a sailing dinghy from Dinghies and Kielzugvogel keelboats (Germany), built since 1930, and today changes hands at between €1,000 and €14,000.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
Dinghies are mostly trailed and stored ashore, and that is where most damage happens: rigging, strapping down and winter storage.
Dinghies and keel one-designs insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
