Insuring Latitude 46
sailing boats and sailing yachts · France
Latitude 46 builds sailing boats and sailing yachts in France. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
8 bis 16 m
Premium from
from €39 a year for liability
Worth knowing
Latitude 46; cover, cost and conditions
Latitude 46 comes from France, the yard behind the Tofinou daysailers. Two ranges are recorded: Tofinou 8 / 9.5 since 1995 and Tofinou 12 / 16 since 2005, both of them continuing today, in lengths from 8 to 16 metres. The Tofinou yachts combine a classic appearance with modern construction. They are insured like any other sailing yacht, according to their data.
Daysailers spend part of the year ashore. The cover applies in winter storage, during craning, during launching and on the transport route. The limited hull cover also carries fire, storm, lightning strike, theft of the whole boat and damage in winter storage, and the full hull cover adds collision, grounding and vandalism.
The premium depends on type of boat, value, year of construction, sail area and cruising range, not on the name of the yard. The full hull cover works with an agreed value and pays compensation with no deduction for depreciation ("new for old"), in the Premium tariff without any age limit. Club races are included from Basis-Plus upwards.
Questions and answers
Frequent questions
What happens if something goes wrong during craning?
The insurance cover applies during craning, during launching and on the transport route as well as in winter storage. You need no separate policy and no additional agreement for these stages.
Is a Tofinou 16 rated differently from a Tofinou 8?
Yes, because value, year of construction, sail area and cruising range enter into the premium. At lengths of eight to sixteen metres these details turn out differently. The brand itself has no effect.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Latitude 46, with value and cover
Tofinou 8 / 9.5 is a sailing boat from Latitude 46 (France), built since 1995, and today changes hands at between €120,000 and €290,000.
Tofinou 12 / 16 is a sailing yacht from Latitude 46 (France), built since 2005, and today changes hands at between €420,000 and €1,200,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Latitude 46 insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
