Insuring Scarab
motorboats and sports boats · the USA
Scarab builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Scarab; cover, cost and conditions
Jet boats of this brand run without a propeller, and that changes the pattern of damage compared with boats with a shaft. Three ranges from 5 to 9 metres are recorded: the 165 as a jet boat from 2013, the 195 and 255 from 2015 and the 285 and 302 from 2018, all still in production today.
Boats of this size move frequently between trailer, launching ramp and berth. The boat trailer is included in the boat insurance at no extra premium, and cover applies during launching, during craning, in transit and in winter storage. There is no time window for this.
Grounding and collision are covered by full hull cover, as are vandalism and theft of parts including the outboard. The premium is based on the type of boat, value, year of construction, engine power and cruising range, never on the brand. Up to a sum insured of 2.5 million euros you take out the policy online.
Questions and answers
Frequent questions
Is damage to the propulsion system insured?
Full hull cover covers collision, grounding, vandalism and theft of parts. The agreed value applies for the valuation, and compensation is paid with no deduction for depreciation.
Does the trailer have to be registered separately?
The boat trailer is included in the boat insurance at no extra premium. This means that the journeys between winter storage, launching ramp and berth are covered.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Scarab, with value and cover
Scarab 195 / 255 is a motorboat from Scarab (the USA), built since 2015, and today changes hands at between €55,000 and €150,000.
Scarab 165 (jet boat) is a motorboat from Scarab (the USA), built since 2013, and today changes hands at between €25,000 and €95,000.
Scarab 285 / 302 is a motor yacht from Scarab (the USA), built since 2018, and today changes hands at between €90,000 and €220,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Scarab insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
