Insuring Sea-Doo (BRP)

jet skis and boards · Canada

Sea-Doo builds jet skis and boards in Canada. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

Canada

Class

jet skis and boards

Typical sizes

3 bis 4 m

Premium from

from about €99 a year

Worth knowing

Spark GTI GTX RXP-X RXT-X Explorer Pro

Sea-Doo (BRP); cover, cost and conditions

Sea-Doo is the watersports brand of Bombardier Recreational Products from Valcourt in Québec and one of the best-known jet ski brands in Germany. The range is enormous: the Spark weighs less than 200 kilograms and makes do with 60 hp, while the RXP-X 325 delivers more than five times as much. For the premium it is the power that counts, not the purchase price, so there are worlds between a Spark and an RXP-X even though both carry the same registration mark.

The model ranges differ not only in horsepower but in intended use, and that is relevant for insurance. The Spark is a leisure craft for the lake. GTI and GTX are touring craft that are also ridden by two or three people, and there the occupant accident cover for the passenger matters. RXP-X and RXT-X are sports craft on which races are actually run, and the Explorer Pro is a tourer for longer distances with luggage, where the equipment belongs in the sum insured.

For jet skis, regardless of brand, one thing applies: private personal liability insurance does not cover them. Personal watercraft are excluded from private personal liability contracts, and not every insurer underwrites them at all. We have been underwriting jet skis since 2005, with third-party liability from 99 euros a year. In hull insurance we do not require an immobiliser and we have no night clause, two restrictions on which contracts regularly fail in the event of theft.

For the RXP-X and RXT-X, race cover is the real issue. With us, racing and training can be included as a module; with the five competitors whose terms we reviewed as at 1 July 2026 this was not possible. Anyone taking part in an event should clarify this beforehand; without the module the cover ends at the starting line.

Two things are asked about particularly often with Sea-Doo. First, the iBR reverse function: it is a braking aid, not a braking system. Anyone relying on it underestimates the stopping distance; a jet ski has no brakes, only water resistance. Second, the water intake: in shallow water the jet draws in sand, and the resulting damage is not grounding damage but drive damage with its own question of cause. Neither appears in any brochure.

Practical points for the policy: pontoon, lift and trailer can be co-insured, and from Basis-Plus the trailer is included in the third-party liability at no extra premium, even when uncoupled. For a permanently installed tracker there is a ten percent discount on the hull insurance. And bear the waters in mind: on many German inland lakes and on almost all Austrian lakes riding a jet ski is prohibited, regardless of what the policy says.

Kleines Beschleunigungsrennen

Vier Sea-Doo-Modelle auf 100 Metern. Die Zeiten sind gerechnet, nicht gestoppt, aus Leistungsgewicht und einem Widerstandsfaktor, wie er für Jetskirümpfe üblich ist. Sie zeigen die Größenordnung, nicht das Ergebnis eines echten Rennens.

Spark TRIXX k. A.

GTI SE 170 k. A.

RXT-X 325 k. A.

RXP-X 325 k. A.

Modellangaben nach Herstellerkatalog, Zeiten aus Leistungsgewicht geschätzt. Wer damit Rennen fährt, braucht den Baustein Rennen und Training, sonst endet der Versicherungsschutz an der Startlinie.

Questions and answers

Frequent questions

Does my private personal liability insurance cover the Sea-Doo?

No. Personal watercraft are excluded from private personal liability contracts. Without your own policy you are liable with your private assets; third-party liability starts at around 99 euros a year.

Is theft covered without an immobiliser?

Yes. We do not require an immobiliser in any tariff. Only the night clause depends on the tariff: in Premium it does not apply, in Basis and Basis-Plus it does. For a permanently installed tracker there is a ten percent discount on the hull insurance.

Are races with the RXP-X insured?

Yes with the racing and training module, including the practice runs. Without it the cover ends at the starting line.

What applies to the passenger on the GTI and GTX?

The occupant accident cover applies to all authorised persons on board and pays regardless of the question of fault, including after a handling error with no third-party blame, where third-party liability does not apply.

Is damage caused by ingested sand insured?

That depends on the cause. Drive damage caused by a foreign body is assessed differently from a grounding; report it before you continue riding.

Does the trailer count separately?

No. From Basis-Plus it is included in the third-party liability at no extra premium, even when uncoupled. State its value in the application.

The cover that fits

jet ski insurance

Tariffs, cover and FAQ for this type of boat in detail.

Third-party liability

The foundation: damage to third parties, worldwide, from about €99 a year.

Hull cover

Partial or full cover at the agreed value.

For the whole class of boat

What matters for jet skis and boards is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.

Insuring jet skis and boards, every brand and every condition

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All makes by type of boat

jet skis and boards

Ohne Zuordnung

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motorboats and sports boats

Acquaviva Airon Marine Altena Alukin Alumacraft AM Yacht AMS Boote AMT Anytec Aquador Aqualine Aquatron Aquaviva Arkos Arvor Askeladden Astromar Atlantic Marine Avila Marine Axopar B1 Yachts Baha Baja Marine Banta Bavaria Bayliner Bayside Beachcraft Beekmann Bella / Flipper Berkut Bertram Bester Boesch Boston Whaler Brema Brunswick Bwc BWC Illmensee BWC Ilmensee CAD Marine Campion Caravelle Cascaruda Celebrity Centurion / Supra Century Chaparral Chris-Craft Cigarette Racing Cobalt Cobia Colombo Coronet Corsiva Coverline Crestliner Crownline DarMar East German designs (other yards) Donzi Draco Drago Dynasty Ebbtide Ecofiber Europe Marine Faeton Faster Fiberline Finnmaster Finval Fiskars Fletcher Formula Boats Fountain Powerboats Four Winns Galia Gar Wood (Klassiker) Glastron Grady-White Grandezza Gugel Hacker-Craft Hardy Hellwig Hille Hinckley Holl. Werftbau Holländischer Werftbau Invader Italmar Jakol K & S Polyboats Kaliske Karel Karnic Bootsbau Killermann Kimple Korad Lamberti Larson Lava Marine Traditional Llaüt Lund Mader Malibu Mare Boote (Germany) Marex Mariah Marinello MasterCraft Maxum Mayland Monterey MTI (Marine Technology) Müggelspree (East Germany) Mystic Powerboats Mystraly Nautique Nimbus Nitro Nor-Tech Nord Star Nordkapp Norisboat Norman Ockelbo Ocqueteau Outerlimits Pedrazzini Picton Pischel Polmarble Polyester Yacht S.C Prins Quicksilver Quicksilver Pilothouse Rajo Ranger Boats Ranieri Regal Reinell Remus Renken Rinker Rio Rocca Ryds Saga Saver Saxdor Scand Scarab Sea Ray Sea Rider Sea Sprite Sea Star / Sunny Sealine Seaswirl Selco Sessa Marine Shetland Silver (Finnland) Skater Powerboats Skibsplast Solarsky / Tysk Solcio Solemar Starcraft Sting Stingray Südplast Sunbird Sunsation Powerboats Suvi Team Boats Thunderbird Tracker Tullio Abbate Uttern Valory Warrior Warsztat Szkutniczy "Banta Waterland Weese Wellcraft Whaly Wiener Wiking Windy XO Boats Yamaha Yamarin Zeepter

sailing boats and sailing yachts

Ada Yacht Aegean Yacht Albin Alden Allures Alubat / Ovni Amel Aphrodite Arcona Baltic Yachts Banan-Jacht Bente Boréal Botín Partners Bowman / Starlight Bruce Roberts (Eigenbau) Burmester (classics) Camper & Nicholsons Carkeek Design Claasen Colin Archer (Nachbau) Comar Yachts Comfortina Concordia Contest Cookson Boats Ddr Dehler Discovery Yachts Django (Marée Haute) Dufour Eick-Boom Rostock Elan Etap Faurby Feeling / Alliaura Fife (Klassiker) Finngulf Freedom Yachts Fricke & Dannhus Friendship Yachts Gade Bootsbau Garcia Grand Soleil Gulet (türkischer Holzbau) Hallberg-Rassy Hans Christian Hanse Hein Bootswerft Herreshoff (Klassiker) Hylas Yachts Italia Yachts J/Boats Jongert JPK Composites Judel/Vrolijk Kelt / Gib’Sea King Marine Classic wooden boats Classic keelboats Koopmans Kraken Yachts Latitude 46 Linnekuhl LM MacGregor Malö Marieholm / Vindö Mat Yachts Matthiesen & Paulsen Maxi Mazury MB Metallbau Melges Michael Schmidt Yachtbau Moody More Boats Mylius Yachts Najad Nauticat Nautor Swan Nordan Nordia Yachts Nordship Oyster Passport Yachts Pendennis Perini Navi Persico Marine Pogo Structures Reichel/Pugh Reinke RM Yachts Robbe & Berking Classics Royal Huisman Rustler Saffier Salona Scanmar Seascape Home-built boats Sirius-Werft Solaris Sommerfeld Southerly Southern Wind Sparkman & Stephens Spirit Yachts Standfast Sunbeam Sweden Yachts Ta Yang (Tayana) Trintella Van de Stadt Victoire Vismara Marine Vitters Waarschip Wauquiez Westerly Westsail Winga Winner Yachts X-Yachts Y Yachts

motor yachts

Abeking & Rasmussen Absolute Admiral (The Italian Sea Group) Amels / Damen Aquanaut Arksen Astondoa Azimut Baglietto Balt Yacht Beneteau Benetti Bering Yachts Bilgin Yachts Birchwood Blohm+Voss Boarncruiser Broom Bruno Abbate Cantiere delle Marche Carver Christensen Circa Marine Codecasa Columbus Yachts Copino Cranchi CRN De Antonio Yachts De Groot De Jong (Braband) Delphia Delta Marine Doerak Doral Drettmann Elling Ernst Riss boatyard Fairline Fassmer Feadship Ferretti Fjord Fleming Frauscher Galeon Gobbi Golden Yachts Grand Banks Greenline Gruno Hakvoort Hammermeister Heesen Hollandia Icon Yachts Ilver ISA Yachts Jachtwerf Kok Jeanneau Kadey-Krogen Linssen Lürssen Magnum Marine Mangusta (Overmarine) Marlow Yachts Monte Carlo Yachts Moonen Neptunus Nidelv Nobiskrug Nordborg Nordhavn Oceanco Otam Palmer Johnson Pedro Pershing Postelwitz boatyard Prestige Princess Puffin / Sturier Ranger Tugs / Cutwater Riva Rodman Rossinavi Rydgeway Marine Sabre / Back Cove Sanlorenzo Sargo Sasga / Menorquín Sealegs Seamaster Selene Silver Yachts Sirena Yachts Solaris Power Steel displacement boats Steeler Succes Sunreef Sunseeker Super Lauwersmeer Tankoa Ten Broeke Tiara Tjeukemeer Trinity Yachts Turquoise Yachts Van der Heijden Veha Viking Yachts Vri-Jon Wally One-off and custom yard builds Westport Weyres / Rhine cruisers

dinghies and small craft

29er / 49er 420er / 470er Ally Anka Aqua Marina Buster Core Kiteboarding Crescent Devoti Duotone / North Eikboom Empacher Eskimo Esquif F-One Fanatic Filippi Finn-Dinghy Grabner Gumotex Indiana Paddle Itiwit Jackson Kayak Dinghies and keel one-designs JP Australia Klepper Laser (ILCA) Lettmann Linder Mad River Marine Mistral Naish Nautiraid Nautiraid Kanadier Nelo nortik Nova Craft Old Town Optimist Orkney Ovington P&H / Valley Perception / Dagger Pioner Pirat Plastex Pouch (East Germany) Prijon Pyranha Rainbow Kayaks Red Paddle Co RS Sailing Sevylor SIC Maui Smartliner Starboard Sunova Swift / Hudson Terhi Topper Vajda VEB Yachtwerft Berlin (East Germany) Waka Kayaks Wenonah Wintech Zegul / Tahe Zet Kayaks Zugvogel

inflatables and RIBs

3D Tender Adventure Allroundmarin Aquamar Aquaparx Arimar Art Sport Avon Awn Ballistic RIBs Bombard Brig BSC (BWA) Capelli Falcon Rib Gemini RIB Grand Highfield Honwave Jago Joker Boat Juskys Juskys Gruppe Lodestar Lomac Maresol Mercury Mission Craft MS Marine Nemaxx Novamarine Novurania Nuova Jolly Okiboats Parker Prowake Qindao Qingdao Honghai Boat Co Ribeye Ring Sacs Schlauchboote aus dem Onlinehandel Scorpion RIBs Selva Marine Suzumar Takacat Talamex Tornado Boats Valiant Vanguard Marine Viamare Zar Formenti Zeppelin Zodiac

houseboats and electric boats

Alfastreet Marine Aquacruiser Bellamer / houseboat builders Bunbo / marina houseboats Candela Duffy / electric boats Febomobil Kormoran Le Boat / Pénichette Locaboat Nautika Nautiner / weekenders Nicols Q-Yachts RAND Boats Rollyboot Sialia Silent Yachts Stauff / sloep builders Torqeedo Torqeedo conversions Vetus Vision Marine X Shore

catamarans and multihulls

Bali Catana Corsair Dart Dragonfly Excess Fountaine Pajot Hobie Cat Lagoon Leopard McConaghy Nacra Nautitech Neel Outremer Privilège Seawind Topcat

boat trailers

Brenderup Harbeck Marlin Neptun Pego Respo Sirena Trailer Tema Thalhäuser Vlemmix

Katamarane & Trimarane

Corsair Farrier Marsaudon Composites Rapido Trimarans

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence is required on almost every water.

Registration

Registration from 3 hp; an official number or boat certificate is required.

Waters

In many places only on designated areas; forbidden on Lake Constance and Bavarian waters.

Equipment

Lifejacket, kill switch with lanyard, helmet when racing; check the kill cord before every run.

Cruising range

Up to 2 nm off the coast is advisable; proof of insurance is compulsory in Croatia, Italy and Spain.

Weather

From Beaufort 4 it gets demanding; wind against current builds a steep, short sea.

General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.

Series by Sea-Doo, with value and cover

SP / SPI / SPX (classic)

SP / SPI / SPX (classic) is a jet ski from Sea-Doo (Canada), built from 1988 to 2000, and today changes hands at between €1,000 and €4,000.

XP / XP Limited (classic)

XP / XP Limited (classic) is a jet ski from Sea-Doo (Canada), built from 1991 to 2004, and today changes hands at between €1,000 and €5,000.

HX (classic)

HX (classic) is a jet ski from Sea-Doo (Canada), built from 1995 to 1997, and today changes hands at between €1,000 and €3,000.

GTS / GTX first generation

GTS / GTX first generation is a jet ski from Sea-Doo (Canada), built from 1992 to 2001, and today changes hands at between €1,000 and €5,000.

GS / GSX / GSI (classic)

GS / GSX / GSI (classic) is a jet ski from Sea-Doo (Canada), built from 1996 to 2001, and today changes hands at between €1,000 and €4,000.

RX / RX DI (classic)

RX / RX DI (classic) is a jet ski from Sea-Doo (Canada), built from 1998 to 2003, and today changes hands at between €2,000 and €6,000.

LRV / 3D (classic)

LRV / 3D (classic) is a jet ski from Sea-Doo (Canada), built from 2000 to 2006, and today changes hands at between €2,000 and €6,000.

GTX 4-TEC first generation

GTX 4-TEC first generation is a jet ski from Sea-Doo (Canada), built from 2002 to 2009, and today changes hands at between €2,000 and €8,000.

RXP 155 / 215 (4-TEC Supercharged)

RXP 155 / 215 (4-TEC Supercharged) is a jet ski from Sea-Doo (Canada), built from 2004 to 2012, and today changes hands at between €3,000 and €10,000.

RXT 215 / 255 / 260

RXT 215 / 255 / 260 is a jet ski from Sea-Doo (Canada), built from 2005 to 2015, and today changes hands at between €4,000 and €13,000.

RXP-X 255 / 260

RXP-X 255 / 260 is a jet ski from Sea-Doo (Canada), built from 2008 to 2015, and today changes hands at between €5,000 and €15,000.

RXT-X 255 / 260 aS

RXT-X 255 / 260 aS is a jet ski from Sea-Doo (Canada), built from 2008 to 2016, and today changes hands at between €5,000 and €16,000.

GTR 215 / 230

GTR 215 / 230 is a jet ski from Sea-Doo (Canada), built since 2012, and today changes hands at between €8,000 and €20,000.

GTI 90 / 130

GTI 90 / 130 is a jet ski from Sea-Doo (Canada), built since 2010, and today changes hands at between €8,000 and €18,000.

GTX 170

GTX 170 is a jet ski from Sea-Doo (Canada), built since 2012, and today changes hands at between €14,000 and €28,000.

RXP-X / RXT-X 300

RXP-X / RXT-X 300 is a jet ski from Sea-Doo (Canada), built from 2012 to 2023, and today changes hands at between €16,000 and €32,000.

RXP-X 325 (Rotax 1630 ACE)

RXP-X 325 (Rotax 1630 ACE) is a jet ski from Sea-Doo (Canada), built since 2024, and today changes hands at between €19,000 and €27,000.

RXT-X 325 (Rotax 1630 ACE)

RXT-X 325 (Rotax 1630 ACE) is a jet ski from Sea-Doo (Canada), built since 2024, and today changes hands at between €20,000 and €29,000.

GTX Limited 325

GTX Limited 325 is a jet ski from Sea-Doo (Canada), built since 2024, and today changes hands at between €22,000 and €31,000.

Sportster / Islandia (jet boat)

Sportster / Islandia (jet boat) is a motorboat from Sea-Doo (Canada), built from 1995 to 2008, and today changes hands at between €5,000 and €28,000.

Challenger 180 / 230 (jet boat)

Challenger 180 / 230 (jet boat) is a motorboat from Sea-Doo (Canada), built from 2000 to 2012, and today changes hands at between €10,000 and €45,000.

GTX / GTX Limited

GTX / GTX Limited is a jet ski from Sea-Doo (Canada), built since 2005, and today changes hands at between €10,000 and €34,000.

Speedster 150 / 200 (jet boat)

Speedster 150 / 200 (jet boat) is a motorboat from Sea-Doo (Canada), built from 2005 to 2012, and today changes hands at between €8,000 and €32,000.

GTI / GTI SE

GTI / GTI SE is a jet ski from Sea-Doo (Canada), built since 2006, and today changes hands at between €7,000 and €22,000.

Wake / Wake Pro

Wake / Wake Pro is a jet ski from Sea-Doo (Canada), built since 2006, and today changes hands at between €9,000 and €26,000.

Spark / Spark Trixx

Spark / Spark Trixx is a jet ski from Sea-Doo (Canada), built since 2014, and today changes hands at between €6,000 and €16,000.

Fish Pro / Explorer

Fish Pro / Explorer is a jet ski from Sea-Doo (Canada), built since 2019, and today changes hands at between €16,000 and €30,000.

Switch (Jetponton)

Switch (Jetponton) is a motorboat from Sea-Doo (Canada), built since 2021, and today changes hands at between €18,000 and €42,000.

Challenger 1800 / 2000 (jet boat)

Challenger 1800 / 2000 (jet boat) is a motorboat from Sea-Doo (Canada), built from 1996 to 2012, and today changes hands at between €6,000 and €26,000.

Sportster 1800 / Utopia 185 (jet boat)

Sportster 1800 / Utopia 185 (jet boat) is a motorboat from Sea-Doo (Canada), built from 1997 to 2010, and today changes hands at between €5,000 and €22,000.

Challenger 210 (jet boat)

Challenger 210 (jet boat) is a motorboat from Sea-Doo (Canada), built from 2005 to 2016, and today changes hands at between €14,000 and €45,000.

GTX 230 / GTX 300

GTX 230 / GTX 300 is a jet ski from Sea-Doo (Canada), built since 2018, and today changes hands at between €15,000 and €19,000.

FishPro Scout / Sport / Trophy

FishPro Scout / Sport / Trophy is a jet ski from Sea-Doo (Canada), built since 2019, and today changes hands at between €15,000 and €23,000.

Explorer Pro 170 / 230

Explorer Pro 170 / 230 is a jet ski from Sea-Doo (Canada), built since 2022, and today changes hands at between €19,000 and €21,000.

Switch Sport / Switch Cruise (Jetponton)

Switch Sport / Switch Cruise (Jetponton) is a motorboat from Sea-Doo (Canada), built since 2022, and today changes hands at between €24,000 and €42,000.

Wake Pro 230

Wake Pro 230 is a jet ski from Sea-Doo (Canada), built since 2010, and today changes hands at between €17,000 and €20,000.

Spark Trixx (2-up / 3-up)

Spark Trixx (2-up / 3-up) is a jet ski from Sea-Doo (Canada), built since 2017, and today changes hands at between €9,000 and €12,000.

RX DI / GTX DI (Direkteinspritzung)

RX DI / GTX DI (Direkteinspritzung) is a jet ski from Sea-Doo (Canada), built from 2000 to 2006, and today changes hands at between €2,000 and €7,000.

What this means for the cover

For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.

On a jet ski theft cover and engine output matter. We write them with and without an immobiliser and with no age limit on the craft.

For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.

As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.

On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

Models of this make we insure

Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.

RXP-XRS 300 RXT-XRS 300 RXP-X 260 RS RXT X 260 RS GTI 130 Spark 2UP Wake PRO 230 Spark 2 UP 900 HO GTX LTD 300 RXP-X 255 Spark Spark 3UP Spark GTX LTD IS 260 GTR 230 Spark Trixx RXT X 255 RXP 215 GTI SE 170 Spark Trixx 3UP GTX 300 Limited Spark Trixx 2UP RXP-X RS RXP RXT 215 GTX 230 GTI 155 SE RXP X 325 GTR 215 Spark 3UP 900 HO RXT X 325 GTX GTX 155 RXT Spark 3UP Trixx RXP X GTX 4 TEC RXT-X RS Spark 2UP Trixx Speedster 150 GTI GTI 90 Wake PRO 215 GTX DI GTX 215 Rxdi RXT X GTX 170 XP Spark Trixx 90 GTX Limited IS 260 Wake 155 GTX LTD XP Limited Wake 170 SPX 900 ACE GTX Limited RXP 300X Speedster RXT RS Wake PRO Challenger 1800 RXT 230 3D GSX Limited GTR GTX 185 Jetski RX RXT IS Wassermotorrad RXT IS 260 Fish PRO 170 Speedster 200 Trixx 2 UP XP 800 XP DI GSX GTI SE GTR-X GTR-X 300 GTX Wake 215 Jetboot Sportster 4-TEC RXP 155 RXP-XRS IM 18 CE RXP-XRS NY 18 CE Sportster Trixx 3UP 260RXT RS Challenger 2000 Challenger 210 Fish PRO GSX RFI GTS GTX Limited 215 GTX LTD LM 18 CE GTX LTD300LM O RXP-X RS Apex 300 RXT-XRS I M18 CE RXT-XRS NY 18 CE Spark 2UP 900 W 17 CE Spark ACE900HO Sportster 1800 Wake Wake PRO TB 18 CE 1503SCIC HO ETC 1630 ACE 180 Challenger 260 SE 3D DI 3D Premium 900 ACE-90 Challenger 180 Fish PRO 155 Fishpro Trophy GS GTI 155 LTD GTI 4- TEC PRO GTI 5647 GTS 130 GTX 1503 Scic GTX Limited 325 GTX LTD 155 PS GTX LTD 325 GTX LTD IS GTX RFI HX Islandia LRV RX 2000 RXP-XRS 300 MY21 RXT 1503 IC RXT-X1503BVIC HO Spark 2 Spark 2UP HO Spark 3 UP HO Spark Trixx 90 BE 3UP Sportster 150 Trixx Utopia 185

Sea-Doo insured in five minutes.

Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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