Insuring Sea Ray
motorboats and sports boats · the USA
Sea Ray builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 15 m
Premium from
from €49 a year for liability
Worth knowing
Sea Ray; cover, cost and conditions
Sea Ray of Knoxville, Tennessee belongs to the Brunswick group and is the largest manufacturer of sports boats in the world. In Germany you mainly come across the Sundancer and the SLX on the waters of Berlin and Brandenburg and on Lake Constance. Almost all models run with a sterndrive or an inboard engine, and that is where the most frequent damage occurs.
On sterndrive boats the drive is the most expensive part. Grounding, rope in the propeller, a blow against driftwood: shaft assembly, gearbox and propeller quickly add up to five-figure bills. Limited hull cover does not help here, as it only knows named perils such as fire, storm and theft. Only full hull cover acts as all-risks cover and bears accident and collision. On a boat of this class, limited hull cover is the wrong place to save money.
With imported Sea Rays a second point is added: papers and proof of value. US models differ from the European ones in equipment and engine power, and the German market value rarely corresponds to the purchase price in the country of origin. Submit invoices and an equipment list, and we can then record an agreed value that holds up in the event of a claim.
Questions and answers
Frequent questions
Is damage to the propeller of my Sea Ray insured?
Under full hull cover yes, through the all-risks cover, including collision damage. Under limited hull cover no: a grounding is not one of the perils named there.
Can I insure a Sea Ray imported from the USA?
Yes. What matters is proof of value and an equipment list, so that the agreed value matches the German market value and not the purchase price in the country of origin.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Sea Ray, with value and cover
SRV 190 / 240 (classic) is a motorboat from Sea Ray (the USA), built from 1970 to 1988, and today changes hands at between €4,000 and €16,000.
Seville 16 / 19 (classic) is a motorboat from Sea Ray (the USA), built from 1984 to 1994, and today changes hands at between €3,000 and €12,000.
Laguna (classic) is a fishing boat from Sea Ray (the USA), built from 1984 to 1994, and today changes hands at between €4,000 and €15,000.
Sea Ray Monaco 210 CC (classic) is a motorboat from Sea Ray (the USA), built from 1985 to 1998, and today changes hands at between €5,000 and €18,000.
Pachanga 22 / 32 (classic) is a motorboat from Sea Ray (the USA), built from 1985 to 1996, and today changes hands at between €8,000 and €28,000.
Sea Ray 176 / 185 SRX is a motorboat from Sea Ray (the USA), built from 1990 to 2006, and today changes hands at between €5,000 and €18,000.
Sea Ray 160 / 185 Bowrider is a motorboat from Sea Ray (the USA), built from 1990 to 2012, and today changes hands at between €5,000 and €22,000.
Sea Ray 170 / 180 CB Cuddy is a motorboat from Sea Ray (the USA), built from 1988 to 2008, and today changes hands at between €6,000 and €24,000.
Sea Ray 175 / 190 Sport is a motorboat from Sea Ray (the USA), built from 1995 to 2016, and today changes hands at between €8,000 and €30,000.
Sea Ray 200 / 220 SR und SSE is a motorboat from Sea Ray (the USA), built from 1990 to 2012, and today changes hands at between €8,000 and €30,000.
Sea Ray 200 / 220 Cuddy (CC, DA, OV) is a motorboat from Sea Ray (the USA), built from 1990 to 2012, and today changes hands at between €10,000 and €38,000.
Sea Ray 215 / 235 Express Cruiser is a motor yacht from Sea Ray (the USA), built from 1988 to 2006, and today changes hands at between €12,000 and €42,000.
Sea Ray 225 / 300 Weekender is a motor yacht from Sea Ray (the USA), built from 1988 to 2008, and today changes hands at between €14,000 and €52,000.
Sunsport 26 / 31 is a motor yacht from Sea Ray (the USA), built from 1988 to 2002, and today changes hands at between €18,000 and €58,000.
Sundancer 250 / 340 first generation is a motor yacht from Sea Ray (the USA), built from 1985 to 1998, and today changes hands at between €16,000 and €55,000.
Sundancer 240 / 260 / 270 is a motor yacht from Sea Ray (the USA), built from 1990 to 2012, and today changes hands at between €18,000 and €68,000.
Sundancer 245 / 268 / 280 is a motor yacht from Sea Ray (the USA), built from 1995 to 2016, and today changes hands at between €20,000 and €78,000.
Sundancer 290 / 310 / 320 is a motor yacht from Sea Ray (the USA), built from 2000 to 2018, and today changes hands at between €45,000 and €130,000.
Sundancer 330 / 335 / 350 is a motor yacht from Sea Ray (the USA), built from 2000 to 2018, and today changes hands at between €65,000 and €185,000.
Sundancer 380 / 400 / 420 is a motor yacht from Sea Ray (the USA), built from 1998 to 2018, and today changes hands at between €95,000 and €290,000.
Sundancer 450 / 480 / 510 is a motor yacht from Sea Ray (the USA), built from 2000 to 2018, and today changes hands at between €180,000 and €520,000.
Sea Ray 240 / 260 Sundeck is a motorboat from Sea Ray (the USA), built from 2000 to 2016, and today changes hands at between €22,000 and €62,000.
Sea Ray 19 / 21 SPXE (Europa) is a motorboat from Sea Ray (the USA), built from 2014 to 2020, and today changes hands at between €28,000 and €62,000.
SPX 190 / 190 OB is a motorboat from Sea Ray (the USA), built since 2015, and today changes hands at between €48,000 and €68,000.
SPX 210 / 210 OB is a motorboat from Sea Ray (the USA), built since 2015, and today changes hands at between €62,000 and €88,000.
SPX 230 / 230 OB is a motorboat from Sea Ray (the USA), built since 2016, and today changes hands at between €75,000 and €105,000.
SDX 250 / 250 OB is a motorboat from Sea Ray (the USA), built since 2016, and today changes hands at between €110,000 and €155,000.
SDX 270 / 270 OB is a motorboat from Sea Ray (the USA), built since 2017, and today changes hands at between €135,000 and €185,000.
SDX 290 / 290 OB is a motorboat from Sea Ray (the USA), built since 2018, and today changes hands at between €165,000 and €225,000.
SLX 260 / SLX 260 Surf is a motorboat from Sea Ray (the USA), built since 2019, and today changes hands at between €145,000 and €205,000.
SLX 280 / 280 OB is a motorboat from Sea Ray (the USA), built since 2019, and today changes hands at between €175,000 and €245,000.
SLX 310 / 310 OB is a motorboat from Sea Ray (the USA), built since 2018, and today changes hands at between €240,000 and €340,000.
SLX 350 / 350 OB is a motor yacht from Sea Ray (the USA), built since 2020, and today changes hands at between €380,000 and €520,000.
SLX 400 / SLX-R 400e is a motor yacht from Sea Ray (the USA), built since 2018, and today changes hands at between €520,000 and €760,000.
Sundancer 320 (aktuelle Generation) is a motor yacht from Sea Ray (the USA), built since 2019, and today changes hands at between €320,000 and €450,000.
Sundancer 370 Outboard is a motor yacht from Sea Ray (the USA), built since 2021, and today changes hands at between €520,000 and €720,000.
Sundancer 265 / 275 is a motor yacht from Sea Ray (the USA), built from 1995 to 2014, and today changes hands at between €22,000 and €72,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Sea Ray insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.