Insuring Tracker Boats
motorboats and sports boats · the USA
Tracker builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
4 bis 7 m
Premium from
from €49 a year for liability
Worth knowing
Tracker Boats; cover, cost and conditions
Tracker from Missouri is the world's largest manufacturer of aluminium fishing boats and builds everything from the simple rowing boat with an engine bracket to the fully equipped bass boat. In Europe the smaller models appear as trailer boats. On aluminium fishing boats under five metres the value of the boat is often below 10,000 euros, and here the question of hull insurance arises differently: losing the boat is bearable, injuring a person is not.
That is exactly why third-party liability is the more important building block on small fishing boats. It covers injury to persons, damage to property and financial loss suffered by third parties with 10 to 50 million euros and costs from around 49 euros a year. Anyone out with rods and lead in the boat and other boats nearby carries a real liability risk; hull insurance protects your own possessions, third-party liability protects your own assets.
Questions and answers
Frequent questions
Do I need more than third-party liability on a small fishing boat?
Third-party liability is the more important building block, it protects your assets. Hull insurance is worthwhile as soon as the engine and electronics represent a considerable value; for the boat alone it is a matter of judgement.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Tracker, with value and cover
Tracker Grizzly 1448 / 1754 is a fishing boat from Tracker (the USA), built since 2000, and today changes hands at between €12,000 and €32,000.
Tracker Targa V-18 / V-19 is a fishing boat from Tracker (the USA), built since 2005, and today changes hands at between €35,000 and €70,000.
Tracker Pro Guide V-16 / V-175 is a fishing boat from Tracker (the USA), built since 2005, and today changes hands at between €25,000 and €55,000.
Tracker Pro Team 175 / 195 is a motorboat from Tracker (the USA), built since 2000, and today changes hands at between €15,000 and €60,000.
Pro Team / Targa is a motorboat from Tracker (the USA), built since 2000, and today changes hands at between €10,000 and €60,000.
Tracker Pro Team 175 / 195 is a fishing boat from Tracker (the USA), built since 2005, and today changes hands at between €18,000 and €42,000.
Tracker Targa / Pro Guide V is a fishing boat from Tracker (the USA), built since 2010, and today changes hands at between €32,000 and €72,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Tracker insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
