Insuring Zet Kayaks
dinghies and small craft · CZ
Zet Kayaks builds dinghies and small craft in CZ. NAMMERT insures boats of this make regardless of year built or where you bought them, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
CZ
Class
dinghies and small craft
Typical sizes
3 bis 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Zet Kayaks; cover, cost and conditions
Zet Kayaks builds whitewater kayaks in the Czech Republic that have a good name in the European creek scene; Raptor and Toro are boats for steep whitewater, Veloc and Cross for river and touring. The brand is younger than the English classics and attractively priced, which makes it widespread in clubs and schools.
In club and course use the usage rule applies: a boat that is paddled by changing participants is not private use. Register course or club use with the number of boats. In whitewater courses this is particularly relevant, because beginners paddle the boats in conditions that exceed their abilities, and that is exactly where the damage occurs.
For private paddlers the calculation is simple: with a boat value in the low four-figure range, hull insurance is worthwhile above all against theft and loss on the stretch of river. Accident cover is the element that really counts in whitewater. We do not underwrite boat third-party liability for muscle-powered kayaks, so check your private liability insurance.
Questions and answers
Frequent questions
Can I insure course boats?
Yes, as registered course or club use with the number of boats. With beginners on whitewater the claims risk is considerably higher than with own use.
Is loss of the boat on the stretch of river covered?
In full hull cover, yes. In whitewater this is, alongside theft, the practically most relevant case.
The cover that fits
Für Zet Kayaks zeichnen wir keine eigene Bootshaftpflicht, dafür greift in der Regel Ihre Privathaftpflicht. Kasko, Rechtsschutz und Unfallschutz versichern wir wie bei jedem anderen Fahrzeug.
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required. Some waters do ask for a local permit or sticker before you launch.
Waters
Inland lakes, rivers and the coast, mind nature-reserve rules; many stretches are closed seasonally.
Equipment
Buoyancy aid or lifejacket, buoyancy bags in the boat, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The agreed cruising range is stated in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk: it carries you away from the bank and makes the return hard. Check wind direction and the gust forecast before you launch.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Zet Kayaks, with value and cover
Zet Veloc / Toro X is a kayak from Zet Kayaks (Czechia), built since 2014, and today changes hands at between €1,000 and €3,000.
Zet Director / Cross is a kayak from Zet Kayaks (Czechia), built since 2012, and today changes hands at between €1,000 and €3,000.
Zet Raptor / Toro is a kayak from Zet Kayaks (Czechia), built since 2010, and today changes hands at between €1,000 and €3,000.
Creek / Playboat is a kayak from Zet Kayaks (Czechia), built since 2010, and today changes hands at between €1,000 and €3,000.
Zet Wildwasserkajaks Raptor / Toro is a motorboat from Zet Kayaks (Czechia), built since 2005, and today changes hands at between €1,200 and €2,200.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
On a kayak accident cover comes first; liability is usually handled by your private policy. Hull cover deals with theft and transit damage.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Zet Kayaks insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
