Insuring Mercury (Mercury Marine)
inflatables and RIBs · the USA
Mercury builds inflatables and RIBs in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
inflatables and RIBs
Typical sizes
2,4 bis 4.7 m
Premium from
from €49 a year for liability
Worth knowing
Mercury (Mercury Marine); cover, cost and conditions
Ocean Runner, Air Deck, Heavy Duty and XS Sport are the names of Mercury's inflatable and RIB model ranges, with sizes from 2.4 to 4.7 metres and build years from 2000 to the present day. Boats of this size usually reach the water on a trailer, and at NAMMERT the trailer is included in the boat insurance at no extra premium.
Quite a lot happens during launching and transport that has nothing to do with being under way. The cover also applies in winter storage, during craning and launching and on the transport route.
In our records Mercury is listed as a sister brand of Quicksilver within the same group. That changes nothing about the premium, because it is based on the type of boat, the value, the build year, the engine output and the cruising range, never on the brand. Theft of parts including the outboard belongs to full hull cover, as do collision and vandalism.
Questions and answers
Frequent questions
Does including the trailer cost extra?
No. The boat trailer is included in the boat insurance at no extra premium, and the transport route to the water is also included in the cover.
Does belonging to a group affect the price?
No. The premium is based on the type of boat, the value, the build year, the engine output and the cruising range. The brand or the group behind it does not enter into the calculation.
The cover that fits
For the whole class of boat
What matters for inflatables and RIBs is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
All makes by type of boat
inflatables and RIBs
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Mercury, with value and cover
Ocean Runner 340 / 420 / 460 is an inflatable with engine from Mercury (the USA), built since 2000, and today changes hands at between €4,000 and €18,000.
Air Deck 250 / 290 / 320 Deluxe is a motorboat from Mercury (the USA), built since 2000, and today changes hands at between €1,000 and €5,000.
365 / 430 Heavy Duty XS is an inflatable with engine from Mercury (the USA), built since 2005, and today changes hands at between €3,000 and €12,000.
365 / 430 XS Sport is an inflatable with engine from Mercury (the USA), built since 2005, and today changes hands at between €3,000 and €12,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On an inflatable the cause decides, not the damage: a tear from impact is covered, porous fabric after years in the sun is not. The outboard belongs in the policy with its serial number.
Mercury insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
