Insuring Cumulus
sailing boats and sailing yachts · several countries
Cumulus builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Cumulus; cover, cost and conditions
One sailing boat range is documented for Cumulus, the Cumulus 16.4 from the years 2011 to 2017. Nothing more is known about the yard, and nothing more is needed for the policy either. What is insured is the individual boat with its data, not the name on the hull.
With a sailing boat the sail area takes the place of the engine power. Together with the type of boat, value, year of construction and cruising range, it is included in the premium. Club races are included from Basis-Plus upwards, and you declare races with scoring status when taking out the policy.
Third-party liability with a limit of indemnity of 10 to 50 million euros stands as the basis, and the full hull cover adds collision, grounding, vandalism and theft of parts including the outboard. The trailer is included at no extra premium, and the cover applies during launching, during craning and in winter storage.
Questions and answers
Frequent questions
Does the sail area count towards the premium with a sailing boat?
Yes, it takes the place of the engine power. In addition there are the type of boat, value, year of construction and cruising range as factors, while the brand stays out of it.
Are club races covered?
Club races are included from the Basis-Plus tariff upwards. You declare races with scoring status when taking out the policy so that they are taken into account in the contract.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Cumulus, build years and cover
Cumulus 16.4 is a sailing boat from Cumulus, built from 2011 to 2017.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
Cumulus insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
