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Insuring HMO Yachting
motor yachts · several countries
HMO Yachting builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
HMO Yachting; cover, cost and conditions
Two model ranges are recorded, the Diva 890 with years of construction from 2002 to 2014 and the Staaldus 42 from 2005 to 2012, both motor yachts. Boats from that period are today mostly bought second-hand, and then the question arises as to which value is fixed in the contract.
In full hull cover that is the agreed value: the agreed amount which is replaced in the event of a claim with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit. Collision, grounding, vandalism and theft of parts including the outboard are part of it.
The premium follows the type of boat, value, year of construction, engine power and cruising range. Anyone bringing along an existing contract does not have to cancel it themselves, because the switching service takes over the cancellation of the previous policy free of charge. Third-party liability is available with a limit of indemnity of 10 to 50 million euros.
Questions and answers
Frequent questions
How is the value of a Diva 890 agreed?
By means of an agreed value in full hull cover. The amount stated in the contract is replaced in the event of a claim with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit for the boat.
Do I have to cancel the old contract myself?
No. The switching service takes over the cancellation of the previous policy free of charge, so that deadlines and correspondence are not left to you.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by HMO Yachting, build years and cover
Diva 890 is a motor yacht from HMO Yachting, built from 2002 to 2014.
Staaldus 42 is a motor yacht from HMO Yachting, built from 2005 to 2012.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
HMO Yachting insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
