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Insuring Pogo Structures
sailing boats and sailing yachts · France
Pogo Structures builds sailing boats and sailing yachts in France. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
9 bis 16 m
Premium from
from €39 a year for liability
Worth knowing
Pogo Structures; cover, cost and conditions
In Brittany, Pogo builds fast cruising yachts between 9 and 14 metres in the design language of the Mini Transat boats: a wide stern, a swing keel or lifting keel and very light hulls. These are boats built for speed, in which short-handed sailing over long distances is the normal case.
Three points are relevant for insurance: the light hull with its sandwich and carbon content brings a material surcharge, the swing keel is moving mechanics with its own risk of damage, and long-distance races require an express agreement. If you are planning a transatlantic passage, you should talk to us beforehand; the cruising range, salvage cover and the deductible then need to be clarified individually.
Questions and answers
Frequent questions
Can an Atlantic crossing with a racing character be insured?
With an express agreement and the worldwide cruising range, yes. Please go through a transatlantic passage with us beforehand, as it differs fundamentally from coastal sailing.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Pogo Structures, with value and cover
Pogo 12.50 / 14 is a sailing yacht from Pogo Structures (France), built since 2012, and today changes hands at between €290,000 and €690,000.
Pogo 8.50 / 10.50 is a sailing boat from Pogo Structures (France), built since 2005, and today changes hands at between €60,000 and €180,000.
Pogo 2 (classic) is a sailing boat from Pogo Structures (France), built from 2000 to 2015, and today changes hands at between €45,000 and €120,000.
Pogo 30 / 36 is a sailing yacht from Pogo Structures (France), built since 2005, and today changes hands at between €95,000 and €420,000.
Pogo 44 / 50 is a sailing yacht from Pogo Structures (France), built since 2012, and today changes hands at between €390,000 and €890,000.
Pogo 30 / 36 / 44 is a sailing yacht from Pogo Structures (France), built since 2012, and today changes hands at between €195,000 and €520,000.
Pogo 12.50 / 14 is a sailing yacht from Pogo Structures (France), built since 2015, and today changes hands at between €420,000 and €780,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Pogo Structures insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
