Insuring Ruwa
sailing boats and sailing yachts · several countries
Ruwa builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Ruwa; cover, cost and conditions
The sailing boat Ruwa 23 was built from 1978 to 1985; no further model ranges are recorded. Production lies in the past, yet such a boat remains insurable, regardless of year of construction, place of purchase and previous owners. For the premium the sail area counts and not an engine power.
With a boat of this age the agreed value is the central point. The value is arranged before the contract begins, and in the event of a claim compensation is paid with no deduction for depreciation, in the Premium tariff with no age limit. That way the amount of compensation is settled in advance.
A trailer is included in the boat insurance at no extra premium, and cover applies during launching, during craning and in winter storage. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and club races are included from Basis-Plus upwards.
Questions and answers
Frequent questions
How is a sailing boat rated?
Instead of engine power, the sail area feeds into the calculation, along with type of boat, value, year of construction and cruising range. The make has no influence on the premium.
What does limited hull cover provide in the case of storm damage?
Storm is part of limited hull cover, alongside fire, lightning strike, theft of the entire boat and damage in winter storage. Collision and grounding, by contrast, are part of full hull cover.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Ruwa, build years and cover
Ruwa 23 is a sailing boat from Ruwa, built from 1978 to 1985.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
Ruwa insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
