Insuring Stearns Inc
inflatables and RIBs · several countries
Stearns Inc builds inflatables and RIBs in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
inflatables and RIBs
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Stearns Inc; cover, cost and conditions
Three inflatable boat ranges are recorded for Stearns Inc: Airik I, IC140 and Zweier, each with construction years from 2001 to 2008 and without their own propulsion. No further details about the yard, for instance about size classes or the rest of the programme, are available. This has no effect on the insurance cover.
Without an engine, engine power ceases to be a premium factor. What remains are the type of boat, value, year of construction and cruising range; the brand does not enter into the calculation. If an outboard is fitted later, report it so that it is covered by the policy and the agreed value. Equipment and accessories belong in the schedule.
Limited hull cover covers fire, storm, lightning strike, theft of the whole boat and damage in winter storage. Full hull cover additionally pays for collision, grounding, vandalism and theft of parts including the outboard, with no time window and no night clause. A boat trailer is included at no extra premium.
Questions and answers
Frequent questions
How do I document equipment and accessories?
List permanent equipment and accessories with their values in the schedule attached to the policy. The agreed value relates to this scope and applies in the event of a claim with no deduction for depreciation ("new for old").
What applies if an engine is added later?
Report the engine with its type and power. The engine power then becomes part of the rating, and the outboard is covered through theft of parts under full hull cover.
The cover that fits
For the whole class of boat
What matters for inflatables and RIBs is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
All makes by type of boat
inflatables and RIBs
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Stearns Inc, build years and cover
Airik I is an inflatable without engine from Stearns Inc, built from 2001 to 2008.
IC140 is an inflatable without engine from Stearns Inc, built from 2001 to 2008.
Zweier is an inflatable without engine from Stearns Inc, built from 2001 to 2008.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Even without an engine the rule holds: a tear from impact or vandalism is covered, UV ageing is wear.
Stearns Inc insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
